1. Viral Debt: Origins, Pathways, and Consequences, Frederick F. Wherry, Mia Gray and Jodi Gardner; Part I: What Makes Households Vulnerable to Viral Debt; 2. How Welfare and Credit Regimes Shape Economic Policies During Times of Crisis: The Case of Covid-19, Marie-Lou Laprise and Andreas Wiedemann; 3. Viral Debts and the Economic Storytelling about Crisis, Johnna Montgomerie; 4. Unpacking Neoliberalism, Financialisation and Housing Class Inequality: Debt Virality, Policy Anomalies, and the Case of Mortgage Prisoners, Matthew Sparkes; Part II: Experience of Viral Spread; 5. How Eviction Protections Created New Debt Problems, Peter Hepburn, Jacob Haas, Emily Lemmerman, and Matthew Desmond; 6. The ABC of Growing Debt and Inequality: Austerity, Brexit and Covid-19, Karen Rowlingson; 7. How Did COVID-19 Feed into Later Life Financial Vulnerability in the UK?, Hilary Cooper; Part III: Responding to the viral debt aftermath; 8. State and personal debt, Covid and tax responses, Andy Lymer; 9. Ripple Effect of Debt and Health, John Ford, Anita Patel, and Anna Starling; 10. Medicine or Poison? Fintech, Racial Inequities, and Bad Debt, Mae Watson-Grote and Frederick F. Wherry; 11. Sunset Clauses, False Dawns: Crises and Possibilities for Debt Cancellation Through Law, Joseph Spooner